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The Ultimate Credit Tune-Up is a proven effective step by step process that utilizes four Federal Credit Laws to help my clients insure the completeness and accuracy of the items listed on their credit reports.

The four federal credit laws are:

FCRA -   The Fair Credit Reporting Act
FACTA - The Fair and Accurate Credit Transactions Act
FDCPA - The Fair Debt Collection Practices Act
FCBA -   The Fair Credit Billing Act

These four federal laws give the consumer a remarkable amount of power when utilized correctly. The Ultimate Credit Tune-Up process can result in legally removing derogatory and inaccurate trade lines on your credit report and in some cases, an increase of your credit score anywhere from 20 to 100 points in as little as 45 days!

I do this by utilizing these federal credit laws and legally forcing the credit bureaus, to provide "proof of accuracy" for the information listed on your credit report or removing it. If they can not get the verification in the time frame allowed by the FCRA, they must remove the item from your report. Simply put, the credit bureaus.. must prove it or remove it.

As your Credit Rights Advocate, I will review your credit report and determine the areas that need attention, and in what order to address those concerns. I will utilize my automated system to efficiently follow the dispute process and correct the errors and unverifiable information being reported on your credit report.

The responsibilities of my clients are very simple:
1) Sign and mail the dispute letters I send to you.
2) Retain the responses from the credit bureaus.   
3) Mail, email or fax the responses back to me.

This successful system has been developed to be the most powerful credit score management solution available. Please contact me about my affordable flat fee (no monthly fees) and money back guarantee! Take the time and get started on your Ultimate Credit Tune-Up today!